November 2014  |  Edition #49
Mortgage Loan Minute 60 seconds to informed home ownership
In This Issue
Photo Contest for Students
Tracy's Q and Eh?
Amazing But True Golf Facts

  Current interest rates: 

  Prime Rate         ................ 3.00
  Qualifying Rate  ................ 4.79
  6 month              ................ 3.95
  1 year                 ................ 2.89
  2 year                 ................ 2.59
  3 year fixed        ................  2.69
  4 year                ................  2.89   
  5 year fixed        ................  2.89
  7 year fixed        ................  3.79
  10 year fixed      ................  4.39
  Variable rate      ................  2.30
  (Prime - .70%)


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Tracy Irwin, AMP

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Greetings,
Financial Literacy Photo Competition for Students  


Who doesn't know a high school, college or university student that wouldn't love to win an Apple iPad mini, a Beats by Dr. Dre Speaker or Amazon Gift Card?

The Canadian Association of Accredited Mortgage Professionals Foundation is looking for photos from students that illustrate tips about saving and spending responsibility.

For contest details go to:  http://goo.gl/N92wZW and tell the kids to "snap to it"    

Forward to a Friend 

 

Tracy's Q and Eh?


Q:  How does my financial picture compare with other Canadians in terms of insured loan amounts, loan to value ratios, and credit score?    

Eh: Read the fascinating stats from Canada Mortgage and Housing Corporation. If you want to improve your situation, contact Tracy today!         

Gray 

   

Amazing But True Golf Facts


Total direct economic activity in Canada is estimated at $13.6 billion, according to the National Allied Golf Associations. Fore!   
  
Tracy Irwin, AMP
Mortgage Broker
1-866-797-7616  
 

A referral is the highest compliment a person can give.  

 

 

In a Maritz/CAAMP survey, 82% of mortgage borrowers find out  

about their mortgage broker via referral.   


 

Join my Referral Rewards Program today and allow me to properly thank you!  

Contact me at  tracy@tracyirwinmortgages.com