Mortgage Loan Minute 60 seconds to informed home ownership
In This Issue
Should You Renegotiate Your Mortgage?
Give Your Interior a Facelift!
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  Current interest rates:

  Prime Rate ................... 2.50
  3 year fixed .................. 3.99 
  5 year fixed ..................  4.19
  7 year fixed ..................   5.70
  10 year fixed .................  5.25
  Variable rate .................  3.30
Tracy Irwin, AMP
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Thank you for your support in helping me grow my business by referral.  Many of you have participated in Tracy Irwin's Referral Rewards Program.  I'm thrilled to be able to say thank you in this way!
To recap, every referral you provide that turns into closed business earns 500 points redeemable for a $50 gift card.  For complete Referral Rewards Program details - click here 
To celebrate Spring and thank for you for ongoing support, on April 30th I will be drawing for a $100 restaurant gift certificate.  For every referral you send, your name will be entered into the draw.
Good luck!
Should You Renegotiate Your Mortgage?
The prime interest rate has dropped another 5 basis points to an incredibly low interest rate of 2.50%. Are you thinking now that the fixed interest rate we locked into a few years ago is much too high, should we renegotiate our mortgage?  Good question!negotiation

If or when you decide to break your fixed rate mortgage, the lender has the right to choose the type of pre-payment penalty calculation.  The calculation is the greater of three months' interest or interest rate differential.  
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Give Your Interior a Facelift!

Sean Smith, Colourful Interiors Painting
Spring is in the air .... you're most likely feeling that winter was very long and wouldn't it be great to give your home a facelift.
One of the most economical and instantly gratifying changes you can make to your interior is updating your paint colour. 

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Calling all female golfers ... sorry guys!
Heron Point Golf Club will be hosting a "Golf Fashion Fair" in support of the Halton Women's Shelter.  
Date:  Friday, April 24, 2009
Time:  6:30 pm - 9:30 pm
Cost: $25 includes 50/50 tickets, door prizes and much more!!
For more information, please contact tracy@tracyirwinmortgages.com to register.
Tracy Irwin, AMP
Mortgage Broker

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